Long Term Care

Welcome to Roger Higa Financial Services - Your Trusted Partner for Long-Term Care Planning in Honolulu

Are you prepared for the future? At Roger Higa Financial Services, we specialize in long-term care planning to ensure that you and your loved ones are equipped to navigate the complex landscape of aging with confidence and financial security.

Our Commitment to You

Navigating long-term care can be overwhelming. Our mission is to simplify the process and guide you through every step. We provide personalized, client-focused financial planning that not only secures your financial future but also ensures you receive the quality care you deserve.

Why Long-Term Care Planning Matters

Long-term care encompasses a wide range of services designed to support individuals with chronic illnesses, disabilities, or other conditions that limit their ability to perform daily activities. With the cost of healthcare and assisted living facilities rising, it's crucial to have a plan in place. By working with us, you can:

  • Protect Your Assets: We help you create a strategy that shields your savings and investments from being depleted by long-term care expenses.
  • Secure Quality Care: You and your family deserve the best care available. Our planning ensures that you have access to the level of care you need without compromising on quality.
  • Reduce Stress: Planning for long-term care alleviates the emotional and financial burdens on your loved ones. It gives you peace of mind and ensures they have clear guidance on your wishes.

Our Services

We offer a comprehensive range of services to address all aspects of long-term care planning:

  • Assessment: We begin by assessing your current financial situation and your expectations for long-term care.
  • Customized Planning: Your financial plan is tailored to your unique needs and goals. This includes exploring options for insurance, investments, and estate planning.
  • Insurance Solutions: We specialize in long-term care insurance and will guide you through the process of selecting a policy that fits your requirements.
  • Asset Protection: Our strategies ensure your assets are safeguarded, allowing you to preserve your financial well-being.
  • Estate Planning: We can assist with wills, trusts, and other estate planning tools to secure your legacy and ensure your loved ones are cared for.

Why Choose Us?

  • Local Expertise: As a Honolulu-based financial advisor, we understand the unique challenges and opportunities of the local long-term care landscape.
  • Client-Centric Approach: We believe in open communication, listening to your needs, and involving you in the decision-making process.
  • Experience and Expertise: With years of experience in financial planning and long-term care, we have a deep understanding of the complexities involved in securing your future.
  • Holistic Approach: We look at the big picture, ensuring that your long-term care plan integrates seamlessly into your broader financial strategy.

At Roger Higa Financial Services, we are committed to providing you with the tools and support you need to navigate the journey of aging with grace, dignity, and financial security. Contact us today to schedule a consultation and take the first step toward securing your future.